Clarity. Confidence.
A plan built around your life.
Specialized wealth management for families and business owners from the Warwick Valley
to Long Island. Lead your life with a plan built by a CFP® and CEPA®.
How we can help you achieve your goals
Financial
Planning
The Retirement Transition
Investment Management
Real Estate Exit Strategies & 1031 DSTs
Insurance
Services
Business Exit &
Value Planning
At KT Wealth Management, we believe that elite financial guidance should come with a local perspective. From our roots in the Warwick Valley to our deep professional ties across Nassau and Suffolk Counties, we provide a unique bridge for New York families and business owners. Whether you are navigating a business exit in the Long Island “Commuter Belt” or planning a peaceful retirement in the heart of Orange County, you have a partner who understands the specific economic landscape, tax complexities, and lifestyle goals of our region.
Our commitment to the community goes beyond the balance sheet. As active members of the Warwick Valley Chamber of Commerce, the Warwick Valley Country Club, and Business Impact Group (BIG) NY, we are deeply invested in the success of the neighbors we serve. We combine the institutional strength of our partnership with Vanderbilt Financial Group and Fidelity with the personal, boutique service that only a local advisor can provide.
Business Owners:
“Download the 11-Point Exit
Readiness Checklist.”
Retirees:
“Get the Retirement
Transition Guide.”
Our Process
Step 1: The Goals Conversation
Every relationship begins with a simple question: Are we a good fit?
This introductory meeting is all about you — your goals, your concerns, your vision for the future. We’ll talk about where you are today and where you want to go. There’s no pressure and no commitments — just a meaningful conversation to determine whether working together makes sense for both of us.
If we both agree it’s a fit, we move forward.
Step 2: Discovery & Deep Dive
Next, we take a comprehensive look at your financial life.
This is a detailed fact-finding phase where we gather the necessary information about your income, investments, retirement accounts, tax considerations, risk tolerance, and long-term objectives.
The goal is clarity — so we can build a strategy tailored specifically to you.
Step 3: Your Personalized Plan
With a full understanding of your situation, we develop and present your customized financial plan and investment strategy.
You’ll see clear recommendations designed to align your investments with your goals. We’ll walk through everything together, answer your questions, and make adjustments as needed so you feel confident and informed.
Step 4: Mutual Commitment
If you’re comfortable with the strategy and excited about the direction, we formalize our partnership.
This step represents a mutual commitment — you commit to your plan, and we commit to guiding you with discipline, transparency, and ongoing support.
Step 5: Semi-Annual Strategy Sessions
A financial plan is not a ‘set it and forget it’ document. Twice a year, we meet to review your progress, adjust for any life or business changes, and optimize your strategy against shifting
market and tax landscapes. These sessions ensure you remain proactive and on track toward your long-term vision
Client Testimonials
Nick Vidal
James Palestri
I’ve had a fantastic experience with KT Wealth Management. Kerim is knowledgeable, professional, and genuinely committed to helping clients achieve their financial goals. He takes the time to explain complex topics in a way that’s easy to understand and always provides thoughtful, personalized advice. If you’re looking for a trustworthy and skilled financial advisor, I highly recommend Kerim and KT Wealth Management!
Zach V
Kerim is one of the most professional, kind & courteous individuals I've ever had the pleasure of being a client for, in any field. At no point did I feel he was only in this industry for himself. I would highly recommend him to anyone who is looking for a well-educated, personable financial advisor. Thank you
Dave Kim
Knowledgeable, approachable and dedicated. From the jump, Kerim was committed to ensuring that I felt comfortable and supported in any financial venture. He has since helped me secure my financial freedom and has provided valuable exposure for me to learn more about markets through his instructional videos as well as expanded my network of like minded individuals that consequently expanded my business. Highly recommend!
Christopher Hogg
Kerim is an outstanding professional. He combines every attribute needed for effective wealth management. Kerim has real in-depth knowledge, coupled with excellent analytics. Kerim also knows how to explain his analysis clearly and effectively. We felt that Kerim has real wisdom and judgment. So, we formed real trust in him.
Rated and reviewed on Google
Recent Insights
This is where discipline matters most. Headlines change fast—your strategy shouldn’t. Investors who chase the highs and panic on the lows are the ones who fall behind.
The ones who win? They stay consistent, ride out the noise, and stick to the plan.
A successful retirement isn’t about stepping away from responsibility—it’s about shifting it.
You’re no longer working for your money… now your money needs to work for you.
And that requires ongoing decisions around income, taxes, investments, and legacy.
Most businesses rely on a “superhero” to keep everything running… until that person burns out or steps away.
Real growth happens when you build systems that don’t depend on you.
That’s how you create something that’s scalable, valuable, and actually sellable.
Most business owners pour everything back into their company… and that drive is usually what makes them successful.
But it can also create concentration risk.
If your entire net worth is tied to the business, your future depends on one outcome — being able to sell it when you’re ready. And the reality is many businesses never sell, or they sell for far less than expected.
The smartest owners build a parallel wealth track — continuing to grow the business while also investing outside of it.
That way your retirement, your family, and your lifestyle aren’t dependent on one exit event.
Build the business. Protect the family.
A lot of business owners think their company will fund their retirement.
But here’s the reality: around 80% of businesses never sell.
Not because the owners didn’t work hard…
Because the business wasn’t built to be sold.
If the company can’t run without you, buyers see risk instead of value.
The goal isn’t just to build a business.
The goal is to build a sellable business.
Filing your taxes early sounds responsible… until a brokerage sends a corrected 1099 or a late K-1.
A lot of these corrections show up late February through mid-March, especially if you have a taxable brokerage account or partnership investments.
If you already filed, you could end up needing to amend your return, which means more paperwork, delays, and sometimes additional tax preparation fees.
Rule of thumb: If you have a brokerage account or partnerships, make sure your tax documents are truly final before you hit submit.
Everything is ready. Plan is dialed in. All we need is one signature....