“We proudly serve the Warwick Valley and Long Island communities. While we utilize modern technology to meet virtually, we are deeply rooted in the local business communities of both Orange County and Nassau/Suffolk.” 

“At all times when providing Financial Advice to a client, a CFP® professional must act as a fiduciary, and therefore, act in the best interests of the Client.” – CFP Board

• Advisory fees– We get paid based on the value of the account we manage for you. For example, if your account value is $500,000, our 1% annual fee would come out to $5,000/year, or $1,250/quarter. The fee is deducted from your account at the beginning of each quarter.
• Financial planning fees– Just like building a home needs a blueprint before pouring the foundation, we believe every client should have a personalized financial plan before allocating capital to investments. Our fee will vary from $2,000-$10,000 depending on the complexity of the work.
• Commissions– We occasionally offer solutions that charge an upfront commission such as life insurance or a 1031 Delaware Statutory Trust. In these cases, the insurance company or the sponsoring real estate company pay us directly and you are not charged directly for our service.

 “$500,000 and up for our comprehensive investment management services. We also offer project-based financial planning starting at a $2,000 minimum fee for those who do not yet meet the investment minimum.”

As part of the financial planning process, we go through with clients, we often uncover a gap in coverage where we’ll recommend adding additional insurance. We offer Life, Disability and Long-Term care insurance.

We speak with clients quarterly with a deeper planning discussion semi-annually.

 “Your plan is a living document. We conduct Semi-Annual Strategy Sessions to ensure your goals, tax strategies, and investments remain aligned with any life or market changes.” 

“Absolutely. We specialize in helping landlords move from ‘active’ management (tenants and toilets) to ‘passive’ institutional-grade real estate using 1031 Exchanges and Delaware Statutory Trusts (DSTs).” 

“Absolutely. We specialize in helping landlords move from ‘active’ management (tenants and toilets) to ‘passive’ institutional-grade real estate using 1031 Exchanges and Delaware Statutory Trusts (DSTs).”

At KT Wealth Management, we take a disciplined and research-driven approach to investment management. We focus on constructing well-diversified portfolios tailored to each client’s risk tolerance, time horizon, and financial goals. Our investment strategies are designed to achieve long-term growth while minimizing risk and volatility.

We recommend a diversified mix of investments including equities, fixed income, alternative investments, and cash equivalents based on each client’s individual circumstances and risk tolerance. We utilize a range of investment vehicles such as mutual funds, exchange-traded funds (ETFs), individual stocks, and bonds to construct portfolios that align with our clients’ objective.