Clarity. Confidence. A plan built around your life.
Specialized wealth management for families and business owners from the Warwick Valley to Long Island. Lead your life with a plan built by a CFP® and CEPA®.Imported Elementor widget: eael-creative-button
How we can help you achieve your goals
Financial
Planning
Investment Management
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Retirement Plans for Small Businesses
Financial well-being is only a click away.
Discover how our personalized wealth management solutions can help you achieve your financial goals.
About Kerim
Kerim Tulun is a CERTIFIED FINANCIAL PLANNER™ (CFP®), and Certified Exit Planning Advisor (CEPA®) dedicated to helping families and businesses achieve their financial goals. With a strong commitment to providing comprehensive and personalized financial planning services, Kerim works closely with clients to navigate the complexities of wealth management and business transitions.
Our Process
Step 1: The Goals Conversation
Every relationship begins with a simple question: Are we a good fit?
This introductory meeting is all about you — your goals, your concerns, your vision for the future. We’ll talk about where you are today and where you want to go. There’s no pressure and no commitments — just a meaningful conversation to determine whether working together makes sense for both of us.
If we both agree it’s a fit, we move forward.
Step 2: Discovery & Deep Dive
Next, we take a comprehensive look at your financial life.
This is a detailed fact-finding phase where we gather the necessary information about your income, investments, retirement accounts, tax considerations, risk tolerance, and long-term objectives.
The goal is clarity — so we can build a strategy tailored specifically to you.
Step 3: Your Personalized Plan
With a full understanding of your situation, we develop and present your customized financial plan and investment strategy.
You’ll see clear recommendations designed to align your investments with your goals. We’ll walk through everything together, answer your questions, and make adjustments as needed so you feel confident and informed.
Step 4: Mutual Commitment
If you’re comfortable with the strategy and excited about the direction, we formalize our partnership.
This step represents a mutual commitment — you commit to your plan, and we commit to guiding you with discipline, transparency, and ongoing support.
Client Testimonials
Nick Vidal
James Palestri
I’ve had a fantastic experience with KT Wealth Management. Kerim is knowledgeable, professional, and genuinely committed to helping clients achieve their financial goals. He takes the time to explain complex topics in a way that’s easy to understand and always provides thoughtful, personalized advice. If you’re looking for a trustworthy and skilled financial advisor, I highly recommend Kerim and KT Wealth Management!
Zach V
Kerim is one of the most professional, kind & courteous individuals I've ever had the pleasure of being a client for, in any field. At no point did I feel he was only in this industry for himself. I would highly recommend him to anyone who is looking for a well-educated, personable financial advisor. Thank you
Dave Kim
Knowledgeable, approachable and dedicated. From the jump, Kerim was committed to ensuring that I felt comfortable and supported in any financial venture. He has since helped me secure my financial freedom and has provided valuable exposure for me to learn more about markets through his instructional videos as well as expanded my network of like minded individuals that consequently expanded my business. Highly recommend!
Christopher Hogg
Kerim is an outstanding professional. He combines every attribute needed for effective wealth management. Kerim has real in-depth knowledge, coupled with excellent analytics. Kerim also knows how to explain his analysis clearly and effectively. We felt that Kerim has real wisdom and judgment. So, we formed real trust in him.
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FAQ
Are you a fiduciary?
“At all times when providing Financial Advice to a client, a CFP® professional must act as a fiduciary, and therefore, act in the best interests of the Client.” – CFP Board
How do you get paid?
- Advisory fees– We get paid based on the value of the account we manage for you. For example, if your account value is $500,000, our 1% annual fee would come out to $5,000/year, or $1,250/quarter. The fee is deducted from your account at the beginning of each quarter.
- Financial planning fees– Just like building a home needs a blueprint before pouring the foundation, we believe every client should have a personalized financial plan before allocating capital to investments. Our fee will vary from $2,000-$10,000 depending on the complexity of the work.
- Commissions– We occasionally offer solutions that charge an upfront commission such as life insurance or a 1031 Delaware Statutory Trust. In these cases, the insurance company or the sponsoring real estate company pay us directly and you are not charged directly for our service.
Do you have a minimum?
$250,000 and up for our investment management services and/or a $2,000 minimum planning fee.
Do you offer insurance?
As part of the financial planning process, we go through with clients, we often uncover a gap in coverage where we’ll recommend adding additional insurance. We offer Life, Disability and Long-Term care insurance.
Recent Insights
On May 15th, Kevin Warsh is expected to take over for Jerome Powell. But history warns us: the markets love to "test" a new Fed Chair. Watch to see why I’m telling my clients to expect a bumpy ride—and why that might actually be an opportunity for your retirement plan.
This is where discipline matters most. Headlines change fast—your strategy shouldn’t. Investors who chase the highs and panic on the lows are the ones who fall behind.
The ones who win? They stay consistent, ride out the noise, and stick to the plan.
A successful retirement isn’t about stepping away from responsibility—it’s about shifting it.
You’re no longer working for your money… now your money needs to work for you.
And that requires ongoing decisions around income, taxes, investments, and legacy.
Most businesses rely on a “superhero” to keep everything running… until that person burns out or steps away.
Real growth happens when you build systems that don’t depend on you.
That’s how you create something that’s scalable, valuable, and actually sellable.
Most business owners pour everything back into their company… and that drive is usually what makes them successful.
But it can also create concentration risk.
If your entire net worth is tied to the business, your future depends on one outcome — being able to sell it when you’re ready. And the reality is many businesses never sell, or they sell for far less than expected.
The smartest owners build a parallel wealth track — continuing to grow the business while also investing outside of it.
That way your retirement, your family, and your lifestyle aren’t dependent on one exit event.
Build the business. Protect the family.
A lot of business owners think their company will fund their retirement.
But here’s the reality: around 80% of businesses never sell.
Not because the owners didn’t work hard…
Because the business wasn’t built to be sold.
If the company can’t run without you, buyers see risk instead of value.
The goal isn’t just to build a business.
The goal is to build a sellable business.
Filing your taxes early sounds responsible… until a brokerage sends a corrected 1099 or a late K-1.
A lot of these corrections show up late February through mid-March, especially if you have a taxable brokerage account or partnership investments.
If you already filed, you could end up needing to amend your return, which means more paperwork, delays, and sometimes additional tax preparation fees.
Rule of thumb: If you have a brokerage account or partnerships, make sure your tax documents are truly final before you hit submit.