At KT Wealth Management, we understand that planning for retirement is crucial for you and your employees. That’s why we offer a range of retirement plan options tailored to small businesses. Whether you're just starting out or looking to upgrade your current plan, we’re here to help you find the best solution for your needs.
A 401(k) plan allows you and your employees to save for retirement while enjoying tax benefits. You can choose to match contributions or make profit-sharing contributions. With a 401(k), you can offer a valuable benefit that attracts and retains top talent.
The SIMPLE IRA is a great option for small businesses with fewer than 100 employees. It’s easy to set up and maintain, and it allows both you and your employees to contribute. With lower administrative costs and simple compliance requirements, it’s an efficient way to support retirement savings.
A SEP IRA is perfect for businesses with fluctuating income. It allows you to contribute a percentage of your income each year, which can be adjusted based on your business’s financial performance. It’s flexible and tax-efficient, making it a great choice for small business owners.
The SOLO 401(k) is designed for self-employed individuals and small business owners with no employees other than a spouse. It offers high contribution limits and the option for both employee and employer contributions. This plan maximizes your retirement savings potential.
We are dedicated to helping you choose the right retirement plan for your business. Contact us today to schedule a consultation. Let’s build a secure future for you and your employees.
